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Success lies in Knowing What you Want.

One thing we can always count on changing is change itself.

If you are ready to make a residential change, then I am the person you want to work with.   If you are ready to purchase investment property for the ability to make income from this swaggering real estate market... then let's get busy!

If you are not sure if you are ready yet and you want to check the numbers and how your income lines up for you in the matter of your Purchase Power.. then check below for the Affordability Calculator

The longest journey begins with the first step.


Despite slowdowns in some markets, housing remains a good long-term investment. Homeownership offers immediate benefits and long-term value. Homeowners accumulate security for the future while enjoying the benefits of a shelter that they can use, improve and sell.

No two buying experiences are the same, but some people find the concept of buying a home a little daunting and sometimes overwhelming. Finding the right real estate agent can make you a savvy consumer and improve your overall experience. A CENTURY 21 Agent can help you capitalize on current market opportunities and assist you in making an informed decision to get you on your path to a new home.

Here is a great article to read if you are dipping into the home buyers Dream for the first time.. HOME BUYERS GUIDE



Know the competition. Your property will be competing with other homes for buyer attention. Your Agent needs to how to be competitive -- and how to have an edge. THAT'S WHAT I DO!

Be realistic.  When interest rates are low and job base is growing, it's great to be a seller.  Our market conditions are trending in their own variable because we have had an increase in property values AND low interest rates... but the market is still moving slow because of tight qualifying restraints in Mortgage Lending...limiting the amount of Qualified Buyers. The Sellers are reentering the Market place at a better pace... but inventory is still low.  Resource and Agent that will assist you in being aware of the market conditions in your area. ME!



If you are not sure how much loan you qualify for


 Then click here...

 Mortgage Calculators

If you have not already been prequalified by your Bank or Credit Union and you need assistance with completing a mortgage application then I can help.  I am a former mortgage broker myself, but these days I rely on a partnership to get that job done.

Using a qualified Mortgage Broker who has been able to keep up with the mortgage changes is to your benefit and mine... The first step is to get you through the Qualification process, and  ensure that you are shopping in your price range and that you are aware of all the expenses involved in your home purchase. Being informed contributes to a less stressfull experience from Offer to Closing.  

If you would like to be referred to a Reputable Mortgage Broker Call me and I will be happy to assist.